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  "text": "この2つの言葉は、お話しします。Yes. So, when you think about it, rebalancing means returning to the annual ratio. However, there are two ways to think about rebalancing in this case.Yes.One is to sell your current assets, such as stocks, and invest them in conservative assets such as bonds that have been decreasing.2. Return to an even balance. The other is to not sell them and instead increase your current assets, such as financial instruments, by buying less of them. Yes, there is also a way to adjust, such as buying Stocks Yes, not stocks, but basically stocks For example, if the stocks were at 20 and the stocks were at 60, yeah For example, if the bonds were at 40, you could invest 10% in stocks and buy bonds to bring the stocks back up to 20 Yeah, yeah, right Or you could go to 60, well, maybe not everyone can go that far But if it's 60 and 40, if you can put in 20% new funds, you could use that to buy bonds I see, I see, let's increase it a littleそういうのもいいです私は私は私たちのアスタイルを見ると私は私は3キャラクターを3キャラクターを3キャラクターを1キャラクターを1キャラクターを1キャラクターを1キャラクターを1キャラクターを1キャラクターを1キャラクターを1キャラクターを1キャラクターを1キャラクターを1キャラクターを1キャラクターをそれは、今のお話を聞きました。67%?67%?それは、私が言っているのです。私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、私は、でも、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次の年に、次You can't do it, then Setasan, you need to start doing it soon. . . . .I'm the same as the survey and Ipeople who don't continue won't do itthere's no way to continueoh well that's fine tooyesyeahso as I said earlier and as I've said many timesif you're doing it rightthat's fineyou don't need to keep onewell it seems impossibleat this stageaccording to everyone'ssurveysura sanyou're keeping a household account bookbut it seems like you're failingthis is also interesting because if you're keeping itthat alone is enough to passbut many of those who are keeping it say they're failingそれは、すべての方法を考えるかもしれません。それは、すべての方法を考えるかもしれません。しかし、すべての方法を考えるかもしれません。それは、すべての方法を考えるかもしれません。それは、すべての方法を考えるかもしれません。レッド。あなたは、すべての方法を考えるかもしれません。それは、すべての方法を考えるかもしれません。それは、すべての方法を考えるかもしれません。いや、すべての方法を考えるかもしれません。基本的に、すべての方法を考えるかもしれません。なので、もしよくないといけないといけないといけないといけない。よくない?あなたは、カードコンパニーを使っているの?oh i don't do no backs oh really yeah a little further down it's okay to use credit cards toomuch or rather it's fine to use them as long as you can manage it yourself yeah that's the pointbut if you decide to use credit cards for all your purchases even small purchases you can pretty much manage your household finances with that right i do i do but basically for exampleif you have money in a savings account you'll end up spending more than your income you'll end upアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒーのアスコーヒー不思議に、家庭があることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあることがあるYesBut basically, if you don't manage, that part will be at the bottom of the mountainYes, you won'tGet the welfare effect, right?Yes, the hurdle of keeping a household account book is highChokolovco, please teach me the recommended way of keeping a household account book for someone like me who thinks it's a hassle to keep a household account book for everythingFor example, like only properly keeping it when you spend more than a certain number of thousands of yenThat's noGood, noGoodYes, I'm sorryChokolovco, no goodI'm sorryin short you don't have to try to match the amounts in your household account book down to the last yenyes yes so it's okay to round up to the last yenof course not yes no that's not right you won't be able to keep it up for more than three daysyes yes that's right that's why you won't be able to keep it up if you worry about the detailsyes that's right so to some extent anyway it's important to basically understand where yourはい。はい。はい。それから、使用することは、アウスホールドアカウントブックアップがあります。それから、それから、私のアウスホールドアカウントブックを使用することは、私のアウスホールドアカウントブックアップがあります。それは、私のアウスホールドアカウントブックアップがあります。でも、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、�さて、これが同じです。アステンの左のリアがあると、それが、やはり、それが、やはり、それが、それが、それが、それが、それが、それが、それが、それが、それが、それが、well for example in the housing theory if you've just bought a house there are cases where it will be like this it can't be helpedyes yes yes yes that's right because the debt will increase yes yes yes yes yes yes yes but basically it's better to have a balanceoh of course palace is zero or uh assets are better to be positive however in mr tanaka's case it's certainly negative so it's goodwell it's a bit tough to have 4 000 in debt and 200 in deposits yeah if you have this much debt it's better to have deposits tooと、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あ、あとても、とても、その、それが、それが、それが、それが、それが、それが、それが、それが、それが、は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、彼は、�",
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      "text": "oh i don't do no backs oh really yeah a little further down it's okay to use credit cards too",
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      "text": " pretty much manage your household finances with that right i do i do but basically for example",
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      "text": "Get the welfare effect, right?",
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      "text": "Yes, the hurdle of keeping a household account book is high",
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      "text": "Chokolovco, please teach me the recommended way of keeping a household account book for someone like me who thinks it's a hassle to keep a household account book for everything",
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      "text": "For example, like only properly keeping it when you spend more than a certain number of thousands of yen",
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      "text": "in short you don't have to try to match the amounts in your household account book down to the last yen",
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      "text": "of course not yes no that's not right you won't be able to keep it up for more than three days",
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      "text": "使用することは、",
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      "text": "アウスホールドアカウントブックアップがあります。",
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      "text": "私のアウスホールドアカウントブックアップがあります。",
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      "text": "でも、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、彼らは、�",
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}