{
  "text": "大家好,我是丹丹。最近經常有人說,現在日本物價越來越高,日元也不像以前那麼值錢了。就算年收入700萬,好像也沒有大家想像中的那麼富裕。但是也有人覺得,700萬已經超過了很多日本上班族,怎麼可能不算高收入呢?那到底誰說的才對呢?今天我們就結合日本的官方數據,一起來看一看,年收入700萬在日本到底屬於什麼水平。\n空完税以后,每个月真正能到手的有多少钱?\n单身和有家庭的人差距到底有多大?\n大家也可以一边看一边对照自己现在的收入,\n看看如果生活在日本大概会过什么样的生活。\n如果你现在就生活在日本,或者以后准备来日本工作或者生活,\n我相信这一期视频都会有参考价值。\n我们先不着急讨论700万到底够不够花,\n我们先来看一个很多人都会关心的问题\n在日本年收入700万到底算什么水平\n根据日本国税庭估计的数据\n年收入在700万到800万之间的人\n大约占全部上半组的4.9%\n不过这里很多人容易误会\n这4.9%只是700万到800万这个区间\n如果把800万900万1000万以上的人也都算进去的话\n那年收入超过700万的人\n大约是占15.9%\n也就是说\n每六个上班族里面\n大约就有一个年收入超过700万\n所以看到这儿\n我自己的第一反应其实是\n比我原来想象的还要少一点\n另外还有一个很多人都会忽略\n收入这件事\n其实不能只看数字\n还要看年龄\n比如一个28岁的人年收入700万\n和一个48岁的人年收入700万\n其实完全不是一个概念\n如果20多岁就能拿到700万\n在日本已经算非常优秀了\n一般都是外资金融\n咨询IT商社\n或者一些专门门槛比较高的工作\n但如果已经是40多岁\n工作了十几年\n或者又开始带团队做管理\n那700万虽然还是不错\n但没有20多岁那么少见\n所以同样都是700万\n放在不同的年龄\n代表的意义真的完全不一样\n这也是为什么有人觉得\n700万已经很厉害了呀\n也有人觉得\n我们公司很多40多岁的同事\n差不多都是这个收入\n两个人其实都没有说错\n只是站的角度完全不一样\n不过说到底\n排名再高\n数字再漂亮\n真正影响生活的\n其实不是税前的年收入\n而是每个月真正能到手的有多少\n因为日本的工资扣掉税金设保以后\n我们看到的数字其实还是有不小的差距的\n接下来我们就一起来看一看\n年收入700万真正到手的\n也就是税后到底还剩多少\n很多人第一次看到日本年收入700万\n都会很自然的拿700万除以12\n算下来一个月差不多58万日元\n听起来是不是还不错\n但实际上日本真正能花的钱不是这么算的\n因为工资发下来之前就已经先扣掉了一大笔了\n像所得税、住民税、健康保险、厚生年金\n还有雇佣保险等等\n如果你是40岁以上\n还要再扣一个借户保险\n所以我们真正应该看的\n其实不是税前的年收入\n而是每个月到底能拿到手多少钱\n举个例子\n比如说住在东京的人\n40岁没有抚养家属\n按照这个例子来计算的话\n年收入700万\n一年真正到手的大约是522万左右\n平均下来每个月差不多是43万到44万\n是不是一下子就跟刚才算出来的58万差了不少呢\n不过这儿我要说明一下\n这个数字只是一个参考\n因为日本很多公司的收入都包含奖金\n有的人一年发两次奖金\n有的人奖金特别高\n但是也有的人几乎就没有奖金\n所以现实当中\n并不是每个月都会固定拿到四十几万\n很多人的真实情况是\n平时每个月的工资只有三十多万\n到了夏天冬天再次发奖金\n另外就是每个人的家庭情况也都不一样\n比如有没有配偶\n有没有孩子\n住在哪个城市\n加入的是哪一种健康保险\n这些其实都会影响最后真正到手的钱\n所以大家不用太纠结\n一定是43万还是44万\n重点是要知道\n700万不代表你每个月就可以花58万\n真正能够拿来生活的\n大概就是40多万左右\n我觉得这里很多海外的观众\n第一次看到都会有一个感觉\n日本怎么扣这么多呢\n其实我一开始也有这种感觉\n不过后来学习以后才知道\n这里面并不全部都是税\n有很大一部分其实是社会保险\n比如健康保险\n以后去医院看病\n自己负担就不会那么高\n大概只有30%\n后生年金则是\n关系到你退休以后能领多少年金\n所以这些钱并不是凭空消失了\n而是提前放进了日本的社会保障体系里\n那知道了700万真正到手有多少钱以后\n接下来我觉得很多人都会好奇另一个问题\n到底什么样的人的年收入会达到700万呢\n很多人可能会觉得\n是不是一定要当老板\n或者一定要进世界500强\n或者进外资企业\n其实还真的不一定\n我查了一下日本招聘网站公布的年收入\n这里我先说明一下\n这个不是日本所有上班族的平均工资\n而是企业招聘的时候\n给这个职位的参考年收入\n从数据来看\n首先是年龄方面\n40岁到44岁\n大约是707万\n45岁到49岁\n大约是783万\n所以大家会发现一个\n很多年收入700万左右的岗位\n其实都集中在40岁以后\n我觉得这个结果\n其实也挺符合我的印象\n因为20多岁的时候\n大多数的人都还在学习\n积累经验\n到了30岁左右\n开始有人带团队\n有人开始负责比较重要的项目\n等到40岁以后\n如果进入管理层\n或者是已经成为公司里\n比较核心的专业人员\n那年收入自然就更容易达到700万\n不过年龄只是其中的一个因素\n行业其实也很重要\n在日本\n年收入700万以上的职位\n比如像金融\nIT\n咨询\n研究开发\n知识产权\n税务\n还有大型的制造企业里的\n技术岗位和管理岗位\n不过这里我还是想提醒大家一句\n不要看到这些行业就觉得\n进去以后一定能拿700万\n其实并不是这样\n因为同一个行业里面\n收入差距其实非常大\n举个最简单的例子\n同样都是金融业\n有人做行政\n有人做后台\n收入可能是四五百万\n但如果你负责的是法人客户\n投资业务\n或者是已经做到了管理层\n那收入就可能超过1000万日元\n所以最后决定收入的\n其实还是你的职位\n经验\n能力\n还有你承担了多少责任\n行业只是其中的一个因素\n不过有一点\n倒是让我觉得挺有意思的\n就是我在日本生活这些年\n也认识一些\n年收入在700万左右的人\n如果你只是看外表\n其实真的看不出来\n他們很多人每天還是坐電車上下班,中午就吃普通的便當。\n去超市一樣也會比較價格,甚至很多人買東西的時候還會較真。\n所以在日本一个人看起来生活很普通\n真的不代表他的收入很低\n反过来呢\n有的人消费看起来很高\n也不一定真的赚很多\n所以后来我慢慢发现\n在日本真正拉开人与人之间差距的\n很多时候不是收入\n而是收入最后还能剩下多少\n讲到这儿\n可能很多人最关心的还是这个问题\n700万真正放到生活里到底够不够花呢\n我们先来看单身的情况\n如果每个月真正到手44万\n扩掉房租,吃饭,水电,交通,娱乐\n这些日常开销以后\n一个月大约还能剩下9万左右\n一年下来差不多可以存100万以上\n所以如果是单身\n我觉得700万已经算过得比较舒服了\n可以租一个条件不错的房子\n平时正常外食,偶尔出去旅游\n也可以买自己喜欢的东西\n同时还能留一点钱储蓄投资\n当然这里说的只是一个参考\n并不是所有年收入700万的人\n每一个月一定会花35万\n有人房租可能只有几万\n平时自己做饭\n一年当然可以存更多\n但是有的人就会住在东京市中心\n房租18、9万\n周末喜欢旅行聚餐\n700万一样可以花得很快\n所以我觉得700万最大的优势\n并不是让你突然变成有钱人了\n而是开始有了选择\n你可以选择住得舒服一点\n也可以选择维持现在的生活\n把更多的钱留下来\n而这两种选择\n10年以后差距可能会越来越大\n不过只要家庭人数一变\n刚才那9万日元的余裕很快就没有了\n如果换成夫妻两个人\n再加上两个孩子\n同样按照每个月到手44万来计算的话\n生活支出大约会上升到39万左右\n最后真正能剩下的钱大约只有5万\n看到这儿可能有人会觉得\n教育费怎么才1万多呀\n这里也解释一下\n这个数字只是所有家庭平均下来以后的结果\n并不是说两个孩子每个月的教育费\n真的只花1万多块钱\n如果孩子开始去补习班\n或者是各种兴趣班\n又或者是上的私立学校\n那实际花的钱很可能比这个高很多\n所以同样都是700万\n单身的话可能就会非常的轻松\n但是一家四口的话\n可能就只是过着比较稳定的普通生活\n不是700万突然变少了\n而是需要这笔钱照过的人越来越多了\n特别是在东京\n房租和教育几乎就是两个最大的开销\n所以网上一直有人在争论\n有的人说700万已经很多了\n也有的人说700万要养两个孩子\n还要还房贷真的很普通\n甚至有的时候觉得都不够\n其实我觉得这两种人说的都没有错\n因为他们说的根本不是同一种生活\n所以后来我越来越觉得\n收入只是一个数字\n真正决定生活品质的\n其实是你的家庭结构\n还有你的生活方式\n说到这儿呢\n我相信很多人都会想到另一个问题\n年收入700万\n在日本是不是可以买房\n答案当然是可以了\n事实上\n很多年收入700万到1000万的家庭\n都已经拥有自己的房子了\n不过在日本\n我觉得比起能不能买\n更重要的就是\n买了以后会不会影响你的生活\n因为银行愿意借给你多少钱\n和你真正适合借多少钱\n其实是两回事\n很多人买房的时候都会先问\n我最多可以买多少钱的房子\n但如果是我\n我反而会问自己一句\n每个月还完房贷以后\n你还能不能轻松的生活\n还能不能继续存钱\n我觉得这个比房子本身更重要\n一般来说\n如果每个月真正到手44万左右的话\n那住房相关的费用\n最好控制在11万到13万之间\n这样生活压力会小很多\n当然这里说的租房支出不只是房贷\n如果买的是公寓\n那管理费固定资产税\n这些都要一起算进去\n千万不要只看贷款金额\n另外在日本买房的话\n日本人还会特别重视一点\n就是这个房子以后好不好卖\n或者说好不好出租\n所以日本人通常会更关注交通是不是方便\n离车站远不远\n附近有没有持续的人口需求\n因为房子不仅仅是住的地方\n对于很多家庭来说\n它也是一笔很重要的资产\n如果为了买房\n把每个月的现金流压得太紧\n那即使年收入700万\n生活也一样会觉得很有压力\n讲到这儿\n我们再回到今天最开始的问题\n在日本年收入700万\n到底算不算高呢\n如果只是看收入排名\n当然算高\n毕竟已经超过了大约84%的上班族\n但是做完这一期以后\n我自己的感觉反而更深了一点\n700万真正带来的可能并不是一种有钱的感觉\n而是让你看是有能力为未来做选择\n很多收入很高的人生活其实都很普通\n还是坐电车上下班\n还是去逛普通的超市\n真正的差别往往不是\n他们今天花了多少钱\n而是有没有一直把收入留下来\n慢慢的变成资产\n所以收入决定今天\n资产决定未来\n700万当然是一份不错的收入\n但真正决定十年以后生活差距的\n不是700万这个数字\n而是你怎么使用这700万\n希望今天这一期视频\n除了让大家知道\n700万在日本属于什么水平\n也希望能帮助大家\n更真实地理解\n日本人的收入\n生活和财富\n下期见\n拜拜",
  "language": "zh",
  "duration": 866.870563,
  "segments": [
    {
      "start": 0.0,
      "end": 29.4,
      "text": "大家好,我是丹丹。最近經常有人說,現在日本物價越來越高,日元也不像以前那麼值錢了。就算年收入700萬,好像也沒有大家想像中的那麼富裕。但是也有人覺得,700萬已經超過了很多日本上班族,怎麼可能不算高收入呢?那到底誰說的才對呢?今天我們就結合日本的官方數據,一起來看一看,年收入700萬在日本到底屬於什麼水平。",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09348065083421121,
      "no_speech_prob": 9.402454509421787e-12,
      "compression_ratio": 1.354632587859425
    },
    {
      "start": 30.0,
      "end": 33.6,
      "text": "空完税以后,每个月真正能到手的有多少钱?",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12973612897536335,
      "no_speech_prob": 1.920679240652312e-11,
      "compression_ratio": 1.3503401360544218
    },
    {
      "start": 34.6,
      "end": 37.32,
      "text": "单身和有家庭的人差距到底有多大?",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12973612897536335,
      "no_speech_prob": 1.920679240652312e-11,
      "compression_ratio": 1.3503401360544218
    },
    {
      "start": 38.38,
      "end": 41.52,
      "text": "大家也可以一边看一边对照自己现在的收入,",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12973612897536335,
      "no_speech_prob": 1.920679240652312e-11,
      "compression_ratio": 1.3503401360544218
    },
    {
      "start": 41.92,
      "end": 45.0,
      "text": "看看如果生活在日本大概会过什么样的生活。",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12973612897536335,
      "no_speech_prob": 1.920679240652312e-11,
      "compression_ratio": 1.3503401360544218
    },
    {
      "start": 46.06,
      "end": 50.48,
      "text": "如果你现在就生活在日本,或者以后准备来日本工作或者生活,",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12973612897536335,
      "no_speech_prob": 1.920679240652312e-11,
      "compression_ratio": 1.3503401360544218
    },
    {
      "start": 50.94,
      "end": 53.22,
      "text": "我相信这一期视频都会有参考价值。",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12973612897536335,
      "no_speech_prob": 1.920679240652312e-11,
      "compression_ratio": 1.3503401360544218
    },
    {
      "start": 55.06,
      "end": 58.2,
      "text": "我们先不着急讨论700万到底够不够花,",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12973612897536335,
      "no_speech_prob": 1.920679240652312e-11,
      "compression_ratio": 1.3503401360544218
    },
    {
      "start": 58.2,
      "end": 61.28,
      "text": "我们先来看一个很多人都会关心的问题",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.14132764020304042,
      "no_speech_prob": 1.3162372233810338e-11,
      "compression_ratio": 1.3280632411067195
    },
    {
      "start": 61.28,
      "end": 65.44,
      "text": "在日本年收入700万到底算什么水平",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.14132764020304042,
      "no_speech_prob": 1.3162372233810338e-11,
      "compression_ratio": 1.3280632411067195
    },
    {
      "start": 65.44,
      "end": 68.46,
      "text": "根据日本国税庭估计的数据",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.14132764020304042,
      "no_speech_prob": 1.3162372233810338e-11,
      "compression_ratio": 1.3280632411067195
    },
    {
      "start": 68.46,
      "end": 71.32,
      "text": "年收入在700万到800万之间的人",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.14132764020304042,
      "no_speech_prob": 1.3162372233810338e-11,
      "compression_ratio": 1.3280632411067195
    },
    {
      "start": 71.32,
      "end": 73.98,
      "text": "大约占全部上半组的4.9%",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.14132764020304042,
      "no_speech_prob": 1.3162372233810338e-11,
      "compression_ratio": 1.3280632411067195
    },
    {
      "start": 73.98,
      "end": 76.52,
      "text": "不过这里很多人容易误会",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.14132764020304042,
      "no_speech_prob": 1.3162372233810338e-11,
      "compression_ratio": 1.3280632411067195
    },
    {
      "start": 76.52,
      "end": 80.68,
      "text": "这4.9%只是700万到800万这个区间",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.14132764020304042,
      "no_speech_prob": 1.3162372233810338e-11,
      "compression_ratio": 1.3280632411067195
    },
    {
      "start": 80.68,
      "end": 85.26,
      "text": "如果把800万900万1000万以上的人也都算进去的话",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.14132764020304042,
      "no_speech_prob": 1.3162372233810338e-11,
      "compression_ratio": 1.3280632411067195
    },
    {
      "start": 85.26,
      "end": 87.38,
      "text": "那年收入超过700万的人",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12379976528794018,
      "no_speech_prob": 9.709421634751525e-12,
      "compression_ratio": 1.3333333333333333
    },
    {
      "start": 87.38,
      "end": 89.86,
      "text": "大约是占15.9%",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12379976528794018,
      "no_speech_prob": 9.709421634751525e-12,
      "compression_ratio": 1.3333333333333333
    },
    {
      "start": 89.86,
      "end": 91.22,
      "text": "也就是说",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12379976528794018,
      "no_speech_prob": 9.709421634751525e-12,
      "compression_ratio": 1.3333333333333333
    },
    {
      "start": 91.22,
      "end": 92.8,
      "text": "每六个上班族里面",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12379976528794018,
      "no_speech_prob": 9.709421634751525e-12,
      "compression_ratio": 1.3333333333333333
    },
    {
      "start": 92.8,
      "end": 95.14,
      "text": "大约就有一个年收入超过700万",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12379976528794018,
      "no_speech_prob": 9.709421634751525e-12,
      "compression_ratio": 1.3333333333333333
    },
    {
      "start": 95.14,
      "end": 97.44,
      "text": "所以看到这儿",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12379976528794018,
      "no_speech_prob": 9.709421634751525e-12,
      "compression_ratio": 1.3333333333333333
    },
    {
      "start": 97.44,
      "end": 99.34,
      "text": "我自己的第一反应其实是",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12379976528794018,
      "no_speech_prob": 9.709421634751525e-12,
      "compression_ratio": 1.3333333333333333
    },
    {
      "start": 99.34,
      "end": 101.66,
      "text": "比我原来想象的还要少一点",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12379976528794018,
      "no_speech_prob": 9.709421634751525e-12,
      "compression_ratio": 1.3333333333333333
    },
    {
      "start": 101.66,
      "end": 106.1,
      "text": "另外还有一个很多人都会忽略",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12379976528794018,
      "no_speech_prob": 9.709421634751525e-12,
      "compression_ratio": 1.3333333333333333
    },
    {
      "start": 106.1,
      "end": 107.54,
      "text": "收入这件事",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12379976528794018,
      "no_speech_prob": 9.709421634751525e-12,
      "compression_ratio": 1.3333333333333333
    },
    {
      "start": 107.54,
      "end": 109.12,
      "text": "其实不能只看数字",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12379976528794018,
      "no_speech_prob": 9.709421634751525e-12,
      "compression_ratio": 1.3333333333333333
    },
    {
      "start": 109.12,
      "end": 110.18,
      "text": "还要看年龄",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12379976528794018,
      "no_speech_prob": 9.709421634751525e-12,
      "compression_ratio": 1.3333333333333333
    },
    {
      "start": 110.18,
      "end": 113.5,
      "text": "比如一个28岁的人年收入700万",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.12379976528794018,
      "no_speech_prob": 9.709421634751525e-12,
      "compression_ratio": 1.3333333333333333
    },
    {
      "start": 113.5,
      "end": 116.0,
      "text": "和一个48岁的人年收入700万",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.07347777727487925,
      "no_speech_prob": 1.1664795865340416e-11,
      "compression_ratio": 1.2922535211267605
    },
    {
      "start": 116.0,
      "end": 117.74,
      "text": "其实完全不是一个概念",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.07347777727487925,
      "no_speech_prob": 1.1664795865340416e-11,
      "compression_ratio": 1.2922535211267605
    },
    {
      "start": 117.74,
      "end": 120.98,
      "text": "如果20多岁就能拿到700万",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.07347777727487925,
      "no_speech_prob": 1.1664795865340416e-11,
      "compression_ratio": 1.2922535211267605
    },
    {
      "start": 120.98,
      "end": 123.18,
      "text": "在日本已经算非常优秀了",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.07347777727487925,
      "no_speech_prob": 1.1664795865340416e-11,
      "compression_ratio": 1.2922535211267605
    },
    {
      "start": 123.18,
      "end": 125.48,
      "text": "一般都是外资金融",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.07347777727487925,
      "no_speech_prob": 1.1664795865340416e-11,
      "compression_ratio": 1.2922535211267605
    },
    {
      "start": 125.48,
      "end": 127.48,
      "text": "咨询IT商社",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.07347777727487925,
      "no_speech_prob": 1.1664795865340416e-11,
      "compression_ratio": 1.2922535211267605
    },
    {
      "start": 127.48,
      "end": 129.76,
      "text": "或者一些专门门槛比较高的工作",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.07347777727487925,
      "no_speech_prob": 1.1664795865340416e-11,
      "compression_ratio": 1.2922535211267605
    },
    {
      "start": 129.76,
      "end": 132.16,
      "text": "但如果已经是40多岁",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.07347777727487925,
      "no_speech_prob": 1.1664795865340416e-11,
      "compression_ratio": 1.2922535211267605
    },
    {
      "start": 132.16,
      "end": 133.34,
      "text": "工作了十几年",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.07347777727487925,
      "no_speech_prob": 1.1664795865340416e-11,
      "compression_ratio": 1.2922535211267605
    },
    {
      "start": 133.34,
      "end": 135.9,
      "text": "或者又开始带团队做管理",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.07347777727487925,
      "no_speech_prob": 1.1664795865340416e-11,
      "compression_ratio": 1.2922535211267605
    },
    {
      "start": 135.9,
      "end": 137.98,
      "text": "那700万虽然还是不错",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.07347777727487925,
      "no_speech_prob": 1.1664795865340416e-11,
      "compression_ratio": 1.2922535211267605
    },
    {
      "start": 137.98,
      "end": 140.04,
      "text": "但没有20多岁那么少见",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.07347777727487925,
      "no_speech_prob": 1.1664795865340416e-11,
      "compression_ratio": 1.2922535211267605
    },
    {
      "start": 140.04,
      "end": 142.22,
      "text": "所以同样都是700万",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.07347777727487925,
      "no_speech_prob": 1.1664795865340416e-11,
      "compression_ratio": 1.2922535211267605
    },
    {
      "start": 142.22,
      "end": 143.46,
      "text": "放在不同的年龄",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.1226465346965384,
      "no_speech_prob": 1.2452980487076548e-11,
      "compression_ratio": 1.3554006968641115
    },
    {
      "start": 143.46,
      "end": 145.42,
      "text": "代表的意义真的完全不一样",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.1226465346965384,
      "no_speech_prob": 1.2452980487076548e-11,
      "compression_ratio": 1.3554006968641115
    },
    {
      "start": 145.42,
      "end": 148.0,
      "text": "这也是为什么有人觉得",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.1226465346965384,
      "no_speech_prob": 1.2452980487076548e-11,
      "compression_ratio": 1.3554006968641115
    },
    {
      "start": 148.0,
      "end": 149.86,
      "text": "700万已经很厉害了呀",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.1226465346965384,
      "no_speech_prob": 1.2452980487076548e-11,
      "compression_ratio": 1.3554006968641115
    },
    {
      "start": 149.86,
      "end": 150.96,
      "text": "也有人觉得",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.1226465346965384,
      "no_speech_prob": 1.2452980487076548e-11,
      "compression_ratio": 1.3554006968641115
    },
    {
      "start": 150.96,
      "end": 153.34,
      "text": "我们公司很多40多岁的同事",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.1226465346965384,
      "no_speech_prob": 1.2452980487076548e-11,
      "compression_ratio": 1.3554006968641115
    },
    {
      "start": 153.34,
      "end": 154.72,
      "text": "差不多都是这个收入",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.1226465346965384,
      "no_speech_prob": 1.2452980487076548e-11,
      "compression_ratio": 1.3554006968641115
    },
    {
      "start": 154.72,
      "end": 157.32,
      "text": "两个人其实都没有说错",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.1226465346965384,
      "no_speech_prob": 1.2452980487076548e-11,
      "compression_ratio": 1.3554006968641115
    },
    {
      "start": 157.32,
      "end": 159.86,
      "text": "只是站的角度完全不一样",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.1226465346965384,
      "no_speech_prob": 1.2452980487076548e-11,
      "compression_ratio": 1.3554006968641115
    },
    {
      "start": 159.86,
      "end": 160.92,
      "text": "不过说到底",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.1226465346965384,
      "no_speech_prob": 1.2452980487076548e-11,
      "compression_ratio": 1.3554006968641115
    },
    {
      "start": 160.92,
      "end": 162.3,
      "text": "排名再高",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.1226465346965384,
      "no_speech_prob": 1.2452980487076548e-11,
      "compression_ratio": 1.3554006968641115
    },
    {
      "start": 162.3,
      "end": 163.28,
      "text": "数字再漂亮",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.1226465346965384,
      "no_speech_prob": 1.2452980487076548e-11,
      "compression_ratio": 1.3554006968641115
    },
    {
      "start": 163.28,
      "end": 164.68,
      "text": "真正影响生活的",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.1226465346965384,
      "no_speech_prob": 1.2452980487076548e-11,
      "compression_ratio": 1.3554006968641115
    },
    {
      "start": 164.68,
      "end": 166.64,
      "text": "其实不是税前的年收入",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.1226465346965384,
      "no_speech_prob": 1.2452980487076548e-11,
      "compression_ratio": 1.3554006968641115
    },
    {
      "start": 166.64,
      "end": 169.28,
      "text": "而是每个月真正能到手的有多少",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.1226465346965384,
      "no_speech_prob": 1.2452980487076548e-11,
      "compression_ratio": 1.3554006968641115
    },
    {
      "start": 169.28,
      "end": 174.04,
      "text": "因为日本的工资扣掉税金设保以后",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09583820280481557,
      "no_speech_prob": 1.0871613505269995e-11,
      "compression_ratio": 1.3557312252964426
    },
    {
      "start": 174.04,
      "end": 177.22,
      "text": "我们看到的数字其实还是有不小的差距的",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09583820280481557,
      "no_speech_prob": 1.0871613505269995e-11,
      "compression_ratio": 1.3557312252964426
    },
    {
      "start": 177.22,
      "end": 180.06,
      "text": "接下来我们就一起来看一看",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09583820280481557,
      "no_speech_prob": 1.0871613505269995e-11,
      "compression_ratio": 1.3557312252964426
    },
    {
      "start": 180.06,
      "end": 182.3,
      "text": "年收入700万真正到手的",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09583820280481557,
      "no_speech_prob": 1.0871613505269995e-11,
      "compression_ratio": 1.3557312252964426
    },
    {
      "start": 182.3,
      "end": 184.44,
      "text": "也就是税后到底还剩多少",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09583820280481557,
      "no_speech_prob": 1.0871613505269995e-11,
      "compression_ratio": 1.3557312252964426
    },
    {
      "start": 184.44,
      "end": 188.42,
      "text": "很多人第一次看到日本年收入700万",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09583820280481557,
      "no_speech_prob": 1.0871613505269995e-11,
      "compression_ratio": 1.3557312252964426
    },
    {
      "start": 188.42,
      "end": 191.12,
      "text": "都会很自然的拿700万除以12",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09583820280481557,
      "no_speech_prob": 1.0871613505269995e-11,
      "compression_ratio": 1.3557312252964426
    },
    {
      "start": 191.12,
      "end": 194.34,
      "text": "算下来一个月差不多58万日元",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09583820280481557,
      "no_speech_prob": 1.0871613505269995e-11,
      "compression_ratio": 1.3557312252964426
    },
    {
      "start": 194.34,
      "end": 196.82,
      "text": "听起来是不是还不错",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09583820280481557,
      "no_speech_prob": 1.0871613505269995e-11,
      "compression_ratio": 1.3557312252964426
    },
    {
      "start": 196.82,
      "end": 201.26,
      "text": "但实际上日本真正能花的钱不是这么算的",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11834332659527973,
      "no_speech_prob": 1.001809312589641e-11,
      "compression_ratio": 1.2821428571428573
    },
    {
      "start": 201.26,
      "end": 205.24,
      "text": "因为工资发下来之前就已经先扣掉了一大笔了",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11834332659527973,
      "no_speech_prob": 1.001809312589641e-11,
      "compression_ratio": 1.2821428571428573
    },
    {
      "start": 205.24,
      "end": 209.82,
      "text": "像所得税、住民税、健康保险、厚生年金",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11834332659527973,
      "no_speech_prob": 1.001809312589641e-11,
      "compression_ratio": 1.2821428571428573
    },
    {
      "start": 209.82,
      "end": 211.34,
      "text": "还有雇佣保险等等",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11834332659527973,
      "no_speech_prob": 1.001809312589641e-11,
      "compression_ratio": 1.2821428571428573
    },
    {
      "start": 211.34,
      "end": 213.64,
      "text": "如果你是40岁以上",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11834332659527973,
      "no_speech_prob": 1.001809312589641e-11,
      "compression_ratio": 1.2821428571428573
    },
    {
      "start": 213.64,
      "end": 215.62,
      "text": "还要再扣一个借户保险",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11834332659527973,
      "no_speech_prob": 1.001809312589641e-11,
      "compression_ratio": 1.2821428571428573
    },
    {
      "start": 215.62,
      "end": 218.62,
      "text": "所以我们真正应该看的",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11834332659527973,
      "no_speech_prob": 1.001809312589641e-11,
      "compression_ratio": 1.2821428571428573
    },
    {
      "start": 218.62,
      "end": 220.4,
      "text": "其实不是税前的年收入",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11834332659527973,
      "no_speech_prob": 1.001809312589641e-11,
      "compression_ratio": 1.2821428571428573
    },
    {
      "start": 220.4,
      "end": 223.12,
      "text": "而是每个月到底能拿到手多少钱",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11834332659527973,
      "no_speech_prob": 1.001809312589641e-11,
      "compression_ratio": 1.2821428571428573
    },
    {
      "start": 223.12,
      "end": 224.98,
      "text": "举个例子",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11834332659527973,
      "no_speech_prob": 1.001809312589641e-11,
      "compression_ratio": 1.2821428571428573
    },
    {
      "start": 224.98,
      "end": 227.0,
      "text": "比如说住在东京的人",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10560736978860726,
      "no_speech_prob": 1.0538384401237444e-11,
      "compression_ratio": 1.2714285714285714
    },
    {
      "start": 227.0,
      "end": 228.92,
      "text": "40岁没有抚养家属",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10560736978860726,
      "no_speech_prob": 1.0538384401237444e-11,
      "compression_ratio": 1.2714285714285714
    },
    {
      "start": 228.92,
      "end": 231.56,
      "text": "按照这个例子来计算的话",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10560736978860726,
      "no_speech_prob": 1.0538384401237444e-11,
      "compression_ratio": 1.2714285714285714
    },
    {
      "start": 231.56,
      "end": 232.8,
      "text": "年收入700万",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10560736978860726,
      "no_speech_prob": 1.0538384401237444e-11,
      "compression_ratio": 1.2714285714285714
    },
    {
      "start": 232.8,
      "end": 236.18,
      "text": "一年真正到手的大约是522万左右",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10560736978860726,
      "no_speech_prob": 1.0538384401237444e-11,
      "compression_ratio": 1.2714285714285714
    },
    {
      "start": 236.18,
      "end": 240.3,
      "text": "平均下来每个月差不多是43万到44万",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10560736978860726,
      "no_speech_prob": 1.0538384401237444e-11,
      "compression_ratio": 1.2714285714285714
    },
    {
      "start": 240.3,
      "end": 244.88,
      "text": "是不是一下子就跟刚才算出来的58万差了不少呢",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10560736978860726,
      "no_speech_prob": 1.0538384401237444e-11,
      "compression_ratio": 1.2714285714285714
    },
    {
      "start": 244.88,
      "end": 247.2,
      "text": "不过这儿我要说明一下",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10560736978860726,
      "no_speech_prob": 1.0538384401237444e-11,
      "compression_ratio": 1.2714285714285714
    },
    {
      "start": 247.2,
      "end": 249.54,
      "text": "这个数字只是一个参考",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10560736978860726,
      "no_speech_prob": 1.0538384401237444e-11,
      "compression_ratio": 1.2714285714285714
    },
    {
      "start": 249.54,
      "end": 252.7,
      "text": "因为日本很多公司的收入都包含奖金",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10560736978860726,
      "no_speech_prob": 1.0538384401237444e-11,
      "compression_ratio": 1.2714285714285714
    },
    {
      "start": 252.7,
      "end": 255.1,
      "text": "有的人一年发两次奖金",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10696950325599083,
      "no_speech_prob": 1.0786943387131043e-11,
      "compression_ratio": 1.4562043795620438
    },
    {
      "start": 255.1,
      "end": 256.92,
      "text": "有的人奖金特别高",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10696950325599083,
      "no_speech_prob": 1.0786943387131043e-11,
      "compression_ratio": 1.4562043795620438
    },
    {
      "start": 256.92,
      "end": 259.28,
      "text": "但是也有的人几乎就没有奖金",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10696950325599083,
      "no_speech_prob": 1.0786943387131043e-11,
      "compression_ratio": 1.4562043795620438
    },
    {
      "start": 259.28,
      "end": 261.22,
      "text": "所以现实当中",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10696950325599083,
      "no_speech_prob": 1.0786943387131043e-11,
      "compression_ratio": 1.4562043795620438
    },
    {
      "start": 261.22,
      "end": 263.9,
      "text": "并不是每个月都会固定拿到四十几万",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10696950325599083,
      "no_speech_prob": 1.0786943387131043e-11,
      "compression_ratio": 1.4562043795620438
    },
    {
      "start": 263.9,
      "end": 265.92,
      "text": "很多人的真实情况是",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10696950325599083,
      "no_speech_prob": 1.0786943387131043e-11,
      "compression_ratio": 1.4562043795620438
    },
    {
      "start": 265.92,
      "end": 268.46,
      "text": "平时每个月的工资只有三十多万",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10696950325599083,
      "no_speech_prob": 1.0786943387131043e-11,
      "compression_ratio": 1.4562043795620438
    },
    {
      "start": 268.46,
      "end": 271.26,
      "text": "到了夏天冬天再次发奖金",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10696950325599083,
      "no_speech_prob": 1.0786943387131043e-11,
      "compression_ratio": 1.4562043795620438
    },
    {
      "start": 271.26,
      "end": 274.94,
      "text": "另外就是每个人的家庭情况也都不一样",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10696950325599083,
      "no_speech_prob": 1.0786943387131043e-11,
      "compression_ratio": 1.4562043795620438
    },
    {
      "start": 274.94,
      "end": 276.98,
      "text": "比如有没有配偶",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10696950325599083,
      "no_speech_prob": 1.0786943387131043e-11,
      "compression_ratio": 1.4562043795620438
    },
    {
      "start": 276.98,
      "end": 278.08,
      "text": "有没有孩子",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10696950325599083,
      "no_speech_prob": 1.0786943387131043e-11,
      "compression_ratio": 1.4562043795620438
    },
    {
      "start": 278.08,
      "end": 279.42,
      "text": "住在哪个城市",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10696950325599083,
      "no_speech_prob": 1.0786943387131043e-11,
      "compression_ratio": 1.4562043795620438
    },
    {
      "start": 279.42,
      "end": 281.7,
      "text": "加入的是哪一种健康保险",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10696950325599083,
      "no_speech_prob": 1.0786943387131043e-11,
      "compression_ratio": 1.4562043795620438
    },
    {
      "start": 281.7,
      "end": 285.96,
      "text": "这些其实都会影响最后真正到手的钱",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10820350490632605,
      "no_speech_prob": 9.747582081776063e-12,
      "compression_ratio": 1.2681159420289856
    },
    {
      "start": 285.96,
      "end": 288.14,
      "text": "所以大家不用太纠结",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10820350490632605,
      "no_speech_prob": 9.747582081776063e-12,
      "compression_ratio": 1.2681159420289856
    },
    {
      "start": 288.14,
      "end": 290.84,
      "text": "一定是43万还是44万",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10820350490632605,
      "no_speech_prob": 9.747582081776063e-12,
      "compression_ratio": 1.2681159420289856
    },
    {
      "start": 290.84,
      "end": 292.96,
      "text": "重点是要知道",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10820350490632605,
      "no_speech_prob": 9.747582081776063e-12,
      "compression_ratio": 1.2681159420289856
    },
    {
      "start": 292.96,
      "end": 296.38,
      "text": "700万不代表你每个月就可以花58万",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10820350490632605,
      "no_speech_prob": 9.747582081776063e-12,
      "compression_ratio": 1.2681159420289856
    },
    {
      "start": 296.38,
      "end": 298.5,
      "text": "真正能够拿来生活的",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10820350490632605,
      "no_speech_prob": 9.747582081776063e-12,
      "compression_ratio": 1.2681159420289856
    },
    {
      "start": 298.5,
      "end": 300.12,
      "text": "大概就是40多万左右",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10820350490632605,
      "no_speech_prob": 9.747582081776063e-12,
      "compression_ratio": 1.2681159420289856
    },
    {
      "start": 300.12,
      "end": 303.44,
      "text": "我觉得这里很多海外的观众",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10820350490632605,
      "no_speech_prob": 9.747582081776063e-12,
      "compression_ratio": 1.2681159420289856
    },
    {
      "start": 303.44,
      "end": 305.34,
      "text": "第一次看到都会有一个感觉",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10820350490632605,
      "no_speech_prob": 9.747582081776063e-12,
      "compression_ratio": 1.2681159420289856
    },
    {
      "start": 305.34,
      "end": 307.58,
      "text": "日本怎么扣这么多呢",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10820350490632605,
      "no_speech_prob": 9.747582081776063e-12,
      "compression_ratio": 1.2681159420289856
    },
    {
      "start": 307.58,
      "end": 310.16,
      "text": "其实我一开始也有这种感觉",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.10820350490632605,
      "no_speech_prob": 9.747582081776063e-12,
      "compression_ratio": 1.2681159420289856
    },
    {
      "start": 310.16,
      "end": 312.64,
      "text": "不过后来学习以后才知道",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11071865763885295,
      "no_speech_prob": 1.180272893308576e-11,
      "compression_ratio": 1.3016949152542372
    },
    {
      "start": 312.64,
      "end": 314.72,
      "text": "这里面并不全部都是税",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11071865763885295,
      "no_speech_prob": 1.180272893308576e-11,
      "compression_ratio": 1.3016949152542372
    },
    {
      "start": 314.72,
      "end": 317.2,
      "text": "有很大一部分其实是社会保险",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11071865763885295,
      "no_speech_prob": 1.180272893308576e-11,
      "compression_ratio": 1.3016949152542372
    },
    {
      "start": 317.2,
      "end": 318.96,
      "text": "比如健康保险",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11071865763885295,
      "no_speech_prob": 1.180272893308576e-11,
      "compression_ratio": 1.3016949152542372
    },
    {
      "start": 318.96,
      "end": 320.6,
      "text": "以后去医院看病",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11071865763885295,
      "no_speech_prob": 1.180272893308576e-11,
      "compression_ratio": 1.3016949152542372
    },
    {
      "start": 320.6,
      "end": 322.34,
      "text": "自己负担就不会那么高",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11071865763885295,
      "no_speech_prob": 1.180272893308576e-11,
      "compression_ratio": 1.3016949152542372
    },
    {
      "start": 322.34,
      "end": 324.84,
      "text": "大概只有30%",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11071865763885295,
      "no_speech_prob": 1.180272893308576e-11,
      "compression_ratio": 1.3016949152542372
    },
    {
      "start": 324.84,
      "end": 326.64,
      "text": "后生年金则是",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11071865763885295,
      "no_speech_prob": 1.180272893308576e-11,
      "compression_ratio": 1.3016949152542372
    },
    {
      "start": 326.64,
      "end": 329.08,
      "text": "关系到你退休以后能领多少年金",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11071865763885295,
      "no_speech_prob": 1.180272893308576e-11,
      "compression_ratio": 1.3016949152542372
    },
    {
      "start": 329.08,
      "end": 332.3,
      "text": "所以这些钱并不是凭空消失了",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11071865763885295,
      "no_speech_prob": 1.180272893308576e-11,
      "compression_ratio": 1.3016949152542372
    },
    {
      "start": 332.3,
      "end": 335.3,
      "text": "而是提前放进了日本的社会保障体系里",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11071865763885295,
      "no_speech_prob": 1.180272893308576e-11,
      "compression_ratio": 1.3016949152542372
    },
    {
      "start": 337.14,
      "end": 340.12,
      "text": "那知道了700万真正到手有多少钱以后",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11071865763885295,
      "no_speech_prob": 1.180272893308576e-11,
      "compression_ratio": 1.3016949152542372
    },
    {
      "start": 340.12,
      "end": 343.1,
      "text": "接下来我觉得很多人都会好奇另一个问题",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11995385617625956,
      "no_speech_prob": 1.062115586453194e-11,
      "compression_ratio": 1.417808219178082
    },
    {
      "start": 343.1,
      "end": 347.0,
      "text": "到底什么样的人的年收入会达到700万呢",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11995385617625956,
      "no_speech_prob": 1.062115586453194e-11,
      "compression_ratio": 1.417808219178082
    },
    {
      "start": 347.0,
      "end": 349.24,
      "text": "很多人可能会觉得",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11995385617625956,
      "no_speech_prob": 1.062115586453194e-11,
      "compression_ratio": 1.417808219178082
    },
    {
      "start": 349.24,
      "end": 350.92,
      "text": "是不是一定要当老板",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11995385617625956,
      "no_speech_prob": 1.062115586453194e-11,
      "compression_ratio": 1.417808219178082
    },
    {
      "start": 350.92,
      "end": 353.32,
      "text": "或者一定要进世界500强",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11995385617625956,
      "no_speech_prob": 1.062115586453194e-11,
      "compression_ratio": 1.417808219178082
    },
    {
      "start": 353.32,
      "end": 354.7,
      "text": "或者进外资企业",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11995385617625956,
      "no_speech_prob": 1.062115586453194e-11,
      "compression_ratio": 1.417808219178082
    },
    {
      "start": 354.7,
      "end": 357.04,
      "text": "其实还真的不一定",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11995385617625956,
      "no_speech_prob": 1.062115586453194e-11,
      "compression_ratio": 1.417808219178082
    },
    {
      "start": 357.04,
      "end": 360.78,
      "text": "我查了一下日本招聘网站公布的年收入",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11995385617625956,
      "no_speech_prob": 1.062115586453194e-11,
      "compression_ratio": 1.417808219178082
    },
    {
      "start": 360.78,
      "end": 363.34,
      "text": "这里我先说明一下",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11995385617625956,
      "no_speech_prob": 1.062115586453194e-11,
      "compression_ratio": 1.417808219178082
    },
    {
      "start": 363.34,
      "end": 366.24,
      "text": "这个不是日本所有上班族的平均工资",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11995385617625956,
      "no_speech_prob": 1.062115586453194e-11,
      "compression_ratio": 1.417808219178082
    },
    {
      "start": 366.24,
      "end": 367.9,
      "text": "而是企业招聘的时候",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11995385617625956,
      "no_speech_prob": 1.062115586453194e-11,
      "compression_ratio": 1.417808219178082
    },
    {
      "start": 367.9,
      "end": 370.04,
      "text": "给这个职位的参考年收入",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11995385617625956,
      "no_speech_prob": 1.062115586453194e-11,
      "compression_ratio": 1.417808219178082
    },
    {
      "start": 370.04,
      "end": 372.44,
      "text": "从数据来看",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.0851387113532764,
      "no_speech_prob": 1.1044435331564184e-11,
      "compression_ratio": 1.2518518518518518
    },
    {
      "start": 372.44,
      "end": 373.94,
      "text": "首先是年龄方面",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.0851387113532764,
      "no_speech_prob": 1.1044435331564184e-11,
      "compression_ratio": 1.2518518518518518
    },
    {
      "start": 373.94,
      "end": 376.5,
      "text": "40岁到44岁",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.0851387113532764,
      "no_speech_prob": 1.1044435331564184e-11,
      "compression_ratio": 1.2518518518518518
    },
    {
      "start": 376.5,
      "end": 377.94,
      "text": "大约是707万",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.0851387113532764,
      "no_speech_prob": 1.1044435331564184e-11,
      "compression_ratio": 1.2518518518518518
    },
    {
      "start": 377.94,
      "end": 379.86,
      "text": "45岁到49岁",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.0851387113532764,
      "no_speech_prob": 1.1044435331564184e-11,
      "compression_ratio": 1.2518518518518518
    },
    {
      "start": 379.86,
      "end": 381.36,
      "text": "大约是783万",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.0851387113532764,
      "no_speech_prob": 1.1044435331564184e-11,
      "compression_ratio": 1.2518518518518518
    },
    {
      "start": 381.36,
      "end": 383.62,
      "text": "所以大家会发现一个",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.0851387113532764,
      "no_speech_prob": 1.1044435331564184e-11,
      "compression_ratio": 1.2518518518518518
    },
    {
      "start": 383.62,
      "end": 385.88,
      "text": "很多年收入700万左右的岗位",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.0851387113532764,
      "no_speech_prob": 1.1044435331564184e-11,
      "compression_ratio": 1.2518518518518518
    },
    {
      "start": 385.88,
      "end": 387.64,
      "text": "其实都集中在40岁以后",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.0851387113532764,
      "no_speech_prob": 1.1044435331564184e-11,
      "compression_ratio": 1.2518518518518518
    },
    {
      "start": 387.64,
      "end": 389.76,
      "text": "我觉得这个结果",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.0851387113532764,
      "no_speech_prob": 1.1044435331564184e-11,
      "compression_ratio": 1.2518518518518518
    },
    {
      "start": 389.76,
      "end": 391.4,
      "text": "其实也挺符合我的印象",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.0851387113532764,
      "no_speech_prob": 1.1044435331564184e-11,
      "compression_ratio": 1.2518518518518518
    },
    {
      "start": 391.4,
      "end": 393.1,
      "text": "因为20多岁的时候",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.0851387113532764,
      "no_speech_prob": 1.1044435331564184e-11,
      "compression_ratio": 1.2518518518518518
    },
    {
      "start": 393.1,
      "end": 394.86,
      "text": "大多数的人都还在学习",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.0851387113532764,
      "no_speech_prob": 1.1044435331564184e-11,
      "compression_ratio": 1.2518518518518518
    },
    {
      "start": 394.86,
      "end": 395.68,
      "text": "积累经验",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.0851387113532764,
      "no_speech_prob": 1.1044435331564184e-11,
      "compression_ratio": 1.2518518518518518
    },
    {
      "start": 395.68,
      "end": 397.3,
      "text": "到了30岁左右",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.0851387113532764,
      "no_speech_prob": 1.1044435331564184e-11,
      "compression_ratio": 1.2518518518518518
    },
    {
      "start": 397.3,
      "end": 398.62,
      "text": "开始有人带团队",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.0851387113532764,
      "no_speech_prob": 1.1044435331564184e-11,
      "compression_ratio": 1.2518518518518518
    },
    {
      "start": 398.62,
      "end": 401.34,
      "text": "有人开始负责比较重要的项目",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.08712309775267832,
      "no_speech_prob": 1.1297789093145383e-11,
      "compression_ratio": 1.2297297297297298
    },
    {
      "start": 401.34,
      "end": 402.62,
      "text": "等到40岁以后",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.08712309775267832,
      "no_speech_prob": 1.1297789093145383e-11,
      "compression_ratio": 1.2297297297297298
    },
    {
      "start": 402.62,
      "end": 404.0,
      "text": "如果进入管理层",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.08712309775267832,
      "no_speech_prob": 1.1297789093145383e-11,
      "compression_ratio": 1.2297297297297298
    },
    {
      "start": 404.0,
      "end": 405.82,
      "text": "或者是已经成为公司里",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.08712309775267832,
      "no_speech_prob": 1.1297789093145383e-11,
      "compression_ratio": 1.2297297297297298
    },
    {
      "start": 405.82,
      "end": 407.46,
      "text": "比较核心的专业人员",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.08712309775267832,
      "no_speech_prob": 1.1297789093145383e-11,
      "compression_ratio": 1.2297297297297298
    },
    {
      "start": 407.46,
      "end": 410.36,
      "text": "那年收入自然就更容易达到700万",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.08712309775267832,
      "no_speech_prob": 1.1297789093145383e-11,
      "compression_ratio": 1.2297297297297298
    },
    {
      "start": 410.36,
      "end": 413.92,
      "text": "不过年龄只是其中的一个因素",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.08712309775267832,
      "no_speech_prob": 1.1297789093145383e-11,
      "compression_ratio": 1.2297297297297298
    },
    {
      "start": 413.92,
      "end": 415.66,
      "text": "行业其实也很重要",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.08712309775267832,
      "no_speech_prob": 1.1297789093145383e-11,
      "compression_ratio": 1.2297297297297298
    },
    {
      "start": 415.66,
      "end": 418.06,
      "text": "在日本",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.08712309775267832,
      "no_speech_prob": 1.1297789093145383e-11,
      "compression_ratio": 1.2297297297297298
    },
    {
      "start": 418.06,
      "end": 419.96,
      "text": "年收入700万以上的职位",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.08712309775267832,
      "no_speech_prob": 1.1297789093145383e-11,
      "compression_ratio": 1.2297297297297298
    },
    {
      "start": 419.96,
      "end": 421.38,
      "text": "比如像金融",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.08712309775267832,
      "no_speech_prob": 1.1297789093145383e-11,
      "compression_ratio": 1.2297297297297298
    },
    {
      "start": 421.38,
      "end": 422.02,
      "text": "IT",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.08712309775267832,
      "no_speech_prob": 1.1297789093145383e-11,
      "compression_ratio": 1.2297297297297298
    },
    {
      "start": 422.02,
      "end": 422.88,
      "text": "咨询",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.08712309775267832,
      "no_speech_prob": 1.1297789093145383e-11,
      "compression_ratio": 1.2297297297297298
    },
    {
      "start": 422.88,
      "end": 424.12,
      "text": "研究开发",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.08712309775267832,
      "no_speech_prob": 1.1297789093145383e-11,
      "compression_ratio": 1.2297297297297298
    },
    {
      "start": 424.12,
      "end": 425.06,
      "text": "知识产权",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.08712309775267832,
      "no_speech_prob": 1.1297789093145383e-11,
      "compression_ratio": 1.2297297297297298
    },
    {
      "start": 425.06,
      "end": 425.72,
      "text": "税务",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.08712309775267832,
      "no_speech_prob": 1.1297789093145383e-11,
      "compression_ratio": 1.2297297297297298
    },
    {
      "start": 425.72,
      "end": 427.58,
      "text": "还有大型的制造企业里的",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.08712309775267832,
      "no_speech_prob": 1.1297789093145383e-11,
      "compression_ratio": 1.2297297297297298
    },
    {
      "start": 427.58,
      "end": 429.12,
      "text": "技术岗位和管理岗位",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09590348830589882,
      "no_speech_prob": 1.8265304199682753e-11,
      "compression_ratio": 1.3175675675675675
    },
    {
      "start": 429.12,
      "end": 432.82,
      "text": "不过这里我还是想提醒大家一句",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09590348830589882,
      "no_speech_prob": 1.8265304199682753e-11,
      "compression_ratio": 1.3175675675675675
    },
    {
      "start": 432.82,
      "end": 435.02,
      "text": "不要看到这些行业就觉得",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09590348830589882,
      "no_speech_prob": 1.8265304199682753e-11,
      "compression_ratio": 1.3175675675675675
    },
    {
      "start": 435.02,
      "end": 437.08,
      "text": "进去以后一定能拿700万",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09590348830589882,
      "no_speech_prob": 1.8265304199682753e-11,
      "compression_ratio": 1.3175675675675675
    },
    {
      "start": 437.08,
      "end": 438.98,
      "text": "其实并不是这样",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09590348830589882,
      "no_speech_prob": 1.8265304199682753e-11,
      "compression_ratio": 1.3175675675675675
    },
    {
      "start": 438.98,
      "end": 440.82,
      "text": "因为同一个行业里面",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09590348830589882,
      "no_speech_prob": 1.8265304199682753e-11,
      "compression_ratio": 1.3175675675675675
    },
    {
      "start": 440.82,
      "end": 442.46,
      "text": "收入差距其实非常大",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09590348830589882,
      "no_speech_prob": 1.8265304199682753e-11,
      "compression_ratio": 1.3175675675675675
    },
    {
      "start": 442.46,
      "end": 444.72,
      "text": "举个最简单的例子",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09590348830589882,
      "no_speech_prob": 1.8265304199682753e-11,
      "compression_ratio": 1.3175675675675675
    },
    {
      "start": 444.72,
      "end": 446.18,
      "text": "同样都是金融业",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09590348830589882,
      "no_speech_prob": 1.8265304199682753e-11,
      "compression_ratio": 1.3175675675675675
    },
    {
      "start": 446.18,
      "end": 447.24,
      "text": "有人做行政",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09590348830589882,
      "no_speech_prob": 1.8265304199682753e-11,
      "compression_ratio": 1.3175675675675675
    },
    {
      "start": 447.24,
      "end": 448.2,
      "text": "有人做后台",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09590348830589882,
      "no_speech_prob": 1.8265304199682753e-11,
      "compression_ratio": 1.3175675675675675
    },
    {
      "start": 448.2,
      "end": 450.26,
      "text": "收入可能是四五百万",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09590348830589882,
      "no_speech_prob": 1.8265304199682753e-11,
      "compression_ratio": 1.3175675675675675
    },
    {
      "start": 450.26,
      "end": 453.24,
      "text": "但如果你负责的是法人客户",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09590348830589882,
      "no_speech_prob": 1.8265304199682753e-11,
      "compression_ratio": 1.3175675675675675
    },
    {
      "start": 453.24,
      "end": 454.22,
      "text": "投资业务",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09590348830589882,
      "no_speech_prob": 1.8265304199682753e-11,
      "compression_ratio": 1.3175675675675675
    },
    {
      "start": 454.22,
      "end": 456.16,
      "text": "或者是已经做到了管理层",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.09590348830589882,
      "no_speech_prob": 1.8265304199682753e-11,
      "compression_ratio": 1.3175675675675675
    },
    {
      "start": 456.16,
      "end": 458.66,
      "text": "那收入就可能超过1000万日元",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11766788267320202,
      "no_speech_prob": 1.121844891288637e-11,
      "compression_ratio": 1.2765151515151516
    },
    {
      "start": 458.66,
      "end": 461.48,
      "text": "所以最后决定收入的",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11766788267320202,
      "no_speech_prob": 1.121844891288637e-11,
      "compression_ratio": 1.2765151515151516
    },
    {
      "start": 461.48,
      "end": 462.78,
      "text": "其实还是你的职位",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11766788267320202,
      "no_speech_prob": 1.121844891288637e-11,
      "compression_ratio": 1.2765151515151516
    },
    {
      "start": 462.78,
      "end": 463.48,
      "text": "经验",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11766788267320202,
      "no_speech_prob": 1.121844891288637e-11,
      "compression_ratio": 1.2765151515151516
    },
    {
      "start": 463.48,
      "end": 464.12,
      "text": "能力",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11766788267320202,
      "no_speech_prob": 1.121844891288637e-11,
      "compression_ratio": 1.2765151515151516
    },
    {
      "start": 464.12,
      "end": 466.0,
      "text": "还有你承担了多少责任",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11766788267320202,
      "no_speech_prob": 1.121844891288637e-11,
      "compression_ratio": 1.2765151515151516
    },
    {
      "start": 466.0,
      "end": 469.02,
      "text": "行业只是其中的一个因素",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11766788267320202,
      "no_speech_prob": 1.121844891288637e-11,
      "compression_ratio": 1.2765151515151516
    },
    {
      "start": 469.02,
      "end": 471.02,
      "text": "不过有一点",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11766788267320202,
      "no_speech_prob": 1.121844891288637e-11,
      "compression_ratio": 1.2765151515151516
    },
    {
      "start": 471.02,
      "end": 472.76,
      "text": "倒是让我觉得挺有意思的",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11766788267320202,
      "no_speech_prob": 1.121844891288637e-11,
      "compression_ratio": 1.2765151515151516
    },
    {
      "start": 472.76,
      "end": 474.84,
      "text": "就是我在日本生活这些年",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11766788267320202,
      "no_speech_prob": 1.121844891288637e-11,
      "compression_ratio": 1.2765151515151516
    },
    {
      "start": 474.84,
      "end": 475.98,
      "text": "也认识一些",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11766788267320202,
      "no_speech_prob": 1.121844891288637e-11,
      "compression_ratio": 1.2765151515151516
    },
    {
      "start": 475.98,
      "end": 477.66,
      "text": "年收入在700万左右的人",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11766788267320202,
      "no_speech_prob": 1.121844891288637e-11,
      "compression_ratio": 1.2765151515151516
    },
    {
      "start": 477.66,
      "end": 479.76,
      "text": "如果你只是看外表",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11766788267320202,
      "no_speech_prob": 1.121844891288637e-11,
      "compression_ratio": 1.2765151515151516
    },
    {
      "start": 479.76,
      "end": 481.28,
      "text": "其实真的看不出来",
      "chunk": 0,
      "language": "zh",
      "avg_logprob": -0.11766788267320202,
      "no_speech_prob": 1.121844891288637e-11,
      "compression_ratio": 1.2765151515151516
    },
    {
      "start": 481.744,
      "end": 487.024,
      "text": "他們很多人每天還是坐電車上下班,中午就吃普通的便當。",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.21370937587978603,
      "no_speech_prob": 9.093796028702972e-12,
      "compression_ratio": 1.2693602693602695
    },
    {
      "start": 487.024,
      "end": 492.464,
      "text": "去超市一樣也會比較價格,甚至很多人買東西的時候還會較真。",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.21370937587978603,
      "no_speech_prob": 9.093796028702972e-12,
      "compression_ratio": 1.2693602693602695
    },
    {
      "start": 492.464,
      "end": 495.804,
      "text": "所以在日本一个人看起来生活很普通",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.1434513036755548,
      "no_speech_prob": 2.0928410046638923e-11,
      "compression_ratio": 1.3971119133574008
    },
    {
      "start": 495.804,
      "end": 498.024,
      "text": "真的不代表他的收入很低",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.1434513036755548,
      "no_speech_prob": 2.0928410046638923e-11,
      "compression_ratio": 1.3971119133574008
    },
    {
      "start": 498.024,
      "end": 499.604,
      "text": "反过来呢",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.1434513036755548,
      "no_speech_prob": 2.0928410046638923e-11,
      "compression_ratio": 1.3971119133574008
    },
    {
      "start": 499.604,
      "end": 501.544,
      "text": "有的人消费看起来很高",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.1434513036755548,
      "no_speech_prob": 2.0928410046638923e-11,
      "compression_ratio": 1.3971119133574008
    },
    {
      "start": 501.544,
      "end": 503.184,
      "text": "也不一定真的赚很多",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.1434513036755548,
      "no_speech_prob": 2.0928410046638923e-11,
      "compression_ratio": 1.3971119133574008
    },
    {
      "start": 503.184,
      "end": 505.644,
      "text": "所以后来我慢慢发现",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.1434513036755548,
      "no_speech_prob": 2.0928410046638923e-11,
      "compression_ratio": 1.3971119133574008
    },
    {
      "start": 505.644,
      "end": 508.784,
      "text": "在日本真正拉开人与人之间差距的",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.1434513036755548,
      "no_speech_prob": 2.0928410046638923e-11,
      "compression_ratio": 1.3971119133574008
    },
    {
      "start": 508.784,
      "end": 510.264,
      "text": "很多时候不是收入",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.1434513036755548,
      "no_speech_prob": 2.0928410046638923e-11,
      "compression_ratio": 1.3971119133574008
    },
    {
      "start": 510.264,
      "end": 512.784,
      "text": "而是收入最后还能剩下多少",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.1434513036755548,
      "no_speech_prob": 2.0928410046638923e-11,
      "compression_ratio": 1.3971119133574008
    },
    {
      "start": 512.784,
      "end": 515.044,
      "text": "讲到这儿",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.1434513036755548,
      "no_speech_prob": 2.0928410046638923e-11,
      "compression_ratio": 1.3971119133574008
    },
    {
      "start": 515.044,
      "end": 517.144,
      "text": "可能很多人最关心的还是这个问题",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.1434513036755548,
      "no_speech_prob": 2.0928410046638923e-11,
      "compression_ratio": 1.3971119133574008
    },
    {
      "start": 517.144,
      "end": 521.384,
      "text": "700万真正放到生活里到底够不够花呢",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.1434513036755548,
      "no_speech_prob": 2.0928410046638923e-11,
      "compression_ratio": 1.3971119133574008
    },
    {
      "start": 521.384,
      "end": 523.984,
      "text": "我们先来看单身的情况",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12024638600593066,
      "no_speech_prob": 1.3895258207941019e-11,
      "compression_ratio": 1.2374100719424461
    },
    {
      "start": 523.984,
      "end": 527.064,
      "text": "如果每个月真正到手44万",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12024638600593066,
      "no_speech_prob": 1.3895258207941019e-11,
      "compression_ratio": 1.2374100719424461
    },
    {
      "start": 527.064,
      "end": 530.664,
      "text": "扩掉房租,吃饭,水电,交通,娱乐",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12024638600593066,
      "no_speech_prob": 1.3895258207941019e-11,
      "compression_ratio": 1.2374100719424461
    },
    {
      "start": 530.664,
      "end": 532.244,
      "text": "这些日常开销以后",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12024638600593066,
      "no_speech_prob": 1.3895258207941019e-11,
      "compression_ratio": 1.2374100719424461
    },
    {
      "start": 532.244,
      "end": 534.824,
      "text": "一个月大约还能剩下9万左右",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12024638600593066,
      "no_speech_prob": 1.3895258207941019e-11,
      "compression_ratio": 1.2374100719424461
    },
    {
      "start": 534.824,
      "end": 538.264,
      "text": "一年下来差不多可以存100万以上",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12024638600593066,
      "no_speech_prob": 1.3895258207941019e-11,
      "compression_ratio": 1.2374100719424461
    },
    {
      "start": 538.264,
      "end": 541.344,
      "text": "所以如果是单身",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12024638600593066,
      "no_speech_prob": 1.3895258207941019e-11,
      "compression_ratio": 1.2374100719424461
    },
    {
      "start": 541.344,
      "end": 544.544,
      "text": "我觉得700万已经算过得比较舒服了",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12024638600593066,
      "no_speech_prob": 1.3895258207941019e-11,
      "compression_ratio": 1.2374100719424461
    },
    {
      "start": 544.544,
      "end": 547.084,
      "text": "可以租一个条件不错的房子",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12024638600593066,
      "no_speech_prob": 1.3895258207941019e-11,
      "compression_ratio": 1.2374100719424461
    },
    {
      "start": 547.084,
      "end": 550.104,
      "text": "平时正常外食,偶尔出去旅游",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12024638600593066,
      "no_speech_prob": 1.3895258207941019e-11,
      "compression_ratio": 1.2374100719424461
    },
    {
      "start": 550.104,
      "end": 552.464,
      "text": "也可以买自己喜欢的东西",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11280777875114889,
      "no_speech_prob": 1.148410359863572e-11,
      "compression_ratio": 1.3185185185185184
    },
    {
      "start": 552.464,
      "end": 555.284,
      "text": "同时还能留一点钱储蓄投资",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11280777875114889,
      "no_speech_prob": 1.148410359863572e-11,
      "compression_ratio": 1.3185185185185184
    },
    {
      "start": 555.284,
      "end": 558.664,
      "text": "当然这里说的只是一个参考",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11280777875114889,
      "no_speech_prob": 1.148410359863572e-11,
      "compression_ratio": 1.3185185185185184
    },
    {
      "start": 558.664,
      "end": 560.924,
      "text": "并不是所有年收入700万的人",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11280777875114889,
      "no_speech_prob": 1.148410359863572e-11,
      "compression_ratio": 1.3185185185185184
    },
    {
      "start": 560.924,
      "end": 562.864,
      "text": "每一个月一定会花35万",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11280777875114889,
      "no_speech_prob": 1.148410359863572e-11,
      "compression_ratio": 1.3185185185185184
    },
    {
      "start": 562.864,
      "end": 565.424,
      "text": "有人房租可能只有几万",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11280777875114889,
      "no_speech_prob": 1.148410359863572e-11,
      "compression_ratio": 1.3185185185185184
    },
    {
      "start": 565.424,
      "end": 566.904,
      "text": "平时自己做饭",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11280777875114889,
      "no_speech_prob": 1.148410359863572e-11,
      "compression_ratio": 1.3185185185185184
    },
    {
      "start": 566.904,
      "end": 568.904,
      "text": "一年当然可以存更多",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11280777875114889,
      "no_speech_prob": 1.148410359863572e-11,
      "compression_ratio": 1.3185185185185184
    },
    {
      "start": 568.904,
      "end": 571.684,
      "text": "但是有的人就会住在东京市中心",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11280777875114889,
      "no_speech_prob": 1.148410359863572e-11,
      "compression_ratio": 1.3185185185185184
    },
    {
      "start": 571.684,
      "end": 573.404,
      "text": "房租18、9万",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11280777875114889,
      "no_speech_prob": 1.148410359863572e-11,
      "compression_ratio": 1.3185185185185184
    },
    {
      "start": 573.404,
      "end": 575.604,
      "text": "周末喜欢旅行聚餐",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11280777875114889,
      "no_speech_prob": 1.148410359863572e-11,
      "compression_ratio": 1.3185185185185184
    },
    {
      "start": 575.604,
      "end": 578.064,
      "text": "700万一样可以花得很快",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11280777875114889,
      "no_speech_prob": 1.148410359863572e-11,
      "compression_ratio": 1.3185185185185184
    },
    {
      "start": 578.064,
      "end": 581.204,
      "text": "所以我觉得700万最大的优势",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11328194358132103,
      "no_speech_prob": 1.2074500253811404e-11,
      "compression_ratio": 1.3006993006993006
    },
    {
      "start": 581.204,
      "end": 583.704,
      "text": "并不是让你突然变成有钱人了",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11328194358132103,
      "no_speech_prob": 1.2074500253811404e-11,
      "compression_ratio": 1.3006993006993006
    },
    {
      "start": 583.704,
      "end": 585.384,
      "text": "而是开始有了选择",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11328194358132103,
      "no_speech_prob": 1.2074500253811404e-11,
      "compression_ratio": 1.3006993006993006
    },
    {
      "start": 585.384,
      "end": 587.924,
      "text": "你可以选择住得舒服一点",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11328194358132103,
      "no_speech_prob": 1.2074500253811404e-11,
      "compression_ratio": 1.3006993006993006
    },
    {
      "start": 587.924,
      "end": 590.224,
      "text": "也可以选择维持现在的生活",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11328194358132103,
      "no_speech_prob": 1.2074500253811404e-11,
      "compression_ratio": 1.3006993006993006
    },
    {
      "start": 590.224,
      "end": 591.924,
      "text": "把更多的钱留下来",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11328194358132103,
      "no_speech_prob": 1.2074500253811404e-11,
      "compression_ratio": 1.3006993006993006
    },
    {
      "start": 591.924,
      "end": 593.644,
      "text": "而这两种选择",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11328194358132103,
      "no_speech_prob": 1.2074500253811404e-11,
      "compression_ratio": 1.3006993006993006
    },
    {
      "start": 593.644,
      "end": 595.864,
      "text": "10年以后差距可能会越来越大",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11328194358132103,
      "no_speech_prob": 1.2074500253811404e-11,
      "compression_ratio": 1.3006993006993006
    },
    {
      "start": 595.864,
      "end": 599.464,
      "text": "不过只要家庭人数一变",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11328194358132103,
      "no_speech_prob": 1.2074500253811404e-11,
      "compression_ratio": 1.3006993006993006
    },
    {
      "start": 599.464,
      "end": 602.384,
      "text": "刚才那9万日元的余裕很快就没有了",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11328194358132103,
      "no_speech_prob": 1.2074500253811404e-11,
      "compression_ratio": 1.3006993006993006
    },
    {
      "start": 602.384,
      "end": 604.464,
      "text": "如果换成夫妻两个人",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11328194358132103,
      "no_speech_prob": 1.2074500253811404e-11,
      "compression_ratio": 1.3006993006993006
    },
    {
      "start": 604.464,
      "end": 605.904,
      "text": "再加上两个孩子",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11328194358132103,
      "no_speech_prob": 1.2074500253811404e-11,
      "compression_ratio": 1.3006993006993006
    },
    {
      "start": 605.904,
      "end": 609.084,
      "text": "同样按照每个月到手44万来计算的话",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.10368541932441819,
      "no_speech_prob": 1.1849191766666323e-11,
      "compression_ratio": 1.3120567375886525
    },
    {
      "start": 609.084,
      "end": 612.464,
      "text": "生活支出大约会上升到39万左右",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.10368541932441819,
      "no_speech_prob": 1.1849191766666323e-11,
      "compression_ratio": 1.3120567375886525
    },
    {
      "start": 612.464,
      "end": 616.424,
      "text": "最后真正能剩下的钱大约只有5万",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.10368541932441819,
      "no_speech_prob": 1.1849191766666323e-11,
      "compression_ratio": 1.3120567375886525
    },
    {
      "start": 616.424,
      "end": 619.724,
      "text": "看到这儿可能有人会觉得",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.10368541932441819,
      "no_speech_prob": 1.1849191766666323e-11,
      "compression_ratio": 1.3120567375886525
    },
    {
      "start": 619.724,
      "end": 621.884,
      "text": "教育费怎么才1万多呀",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.10368541932441819,
      "no_speech_prob": 1.1849191766666323e-11,
      "compression_ratio": 1.3120567375886525
    },
    {
      "start": 621.884,
      "end": 623.944,
      "text": "这里也解释一下",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.10368541932441819,
      "no_speech_prob": 1.1849191766666323e-11,
      "compression_ratio": 1.3120567375886525
    },
    {
      "start": 623.944,
      "end": 627.944,
      "text": "这个数字只是所有家庭平均下来以后的结果",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.10368541932441819,
      "no_speech_prob": 1.1849191766666323e-11,
      "compression_ratio": 1.3120567375886525
    },
    {
      "start": 628.244,
      "end": 630.844,
      "text": "并不是说两个孩子每个月的教育费",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.10368541932441819,
      "no_speech_prob": 1.1849191766666323e-11,
      "compression_ratio": 1.3120567375886525
    },
    {
      "start": 630.844,
      "end": 632.364,
      "text": "真的只花1万多块钱",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.10368541932441819,
      "no_speech_prob": 1.1849191766666323e-11,
      "compression_ratio": 1.3120567375886525
    },
    {
      "start": 632.364,
      "end": 635.484,
      "text": "如果孩子开始去补习班",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.10368541932441819,
      "no_speech_prob": 1.1849191766666323e-11,
      "compression_ratio": 1.3120567375886525
    },
    {
      "start": 635.484,
      "end": 637.244,
      "text": "或者是各种兴趣班",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.08536509105137416,
      "no_speech_prob": 1.23187918199541e-11,
      "compression_ratio": 1.3111888111888113
    },
    {
      "start": 637.244,
      "end": 640.124,
      "text": "又或者是上的私立学校",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.08536509105137416,
      "no_speech_prob": 1.23187918199541e-11,
      "compression_ratio": 1.3111888111888113
    },
    {
      "start": 640.124,
      "end": 643.064,
      "text": "那实际花的钱很可能比这个高很多",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.08536509105137416,
      "no_speech_prob": 1.23187918199541e-11,
      "compression_ratio": 1.3111888111888113
    },
    {
      "start": 643.064,
      "end": 645.544,
      "text": "所以同样都是700万",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.08536509105137416,
      "no_speech_prob": 1.23187918199541e-11,
      "compression_ratio": 1.3111888111888113
    },
    {
      "start": 645.544,
      "end": 648.244,
      "text": "单身的话可能就会非常的轻松",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.08536509105137416,
      "no_speech_prob": 1.23187918199541e-11,
      "compression_ratio": 1.3111888111888113
    },
    {
      "start": 648.244,
      "end": 650.644,
      "text": "但是一家四口的话",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.08536509105137416,
      "no_speech_prob": 1.23187918199541e-11,
      "compression_ratio": 1.3111888111888113
    },
    {
      "start": 650.644,
      "end": 653.384,
      "text": "可能就只是过着比较稳定的普通生活",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.08536509105137416,
      "no_speech_prob": 1.23187918199541e-11,
      "compression_ratio": 1.3111888111888113
    },
    {
      "start": 653.384,
      "end": 657.424,
      "text": "不是700万突然变少了",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.08536509105137416,
      "no_speech_prob": 1.23187918199541e-11,
      "compression_ratio": 1.3111888111888113
    },
    {
      "start": 657.424,
      "end": 660.284,
      "text": "而是需要这笔钱照过的人越来越多了",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.08536509105137416,
      "no_speech_prob": 1.23187918199541e-11,
      "compression_ratio": 1.3111888111888113
    },
    {
      "start": 660.284,
      "end": 661.644,
      "text": "特别是在东京",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.08536509105137416,
      "no_speech_prob": 1.23187918199541e-11,
      "compression_ratio": 1.3111888111888113
    },
    {
      "start": 661.644,
      "end": 665.224,
      "text": "房租和教育几乎就是两个最大的开销",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.08536509105137416,
      "no_speech_prob": 1.23187918199541e-11,
      "compression_ratio": 1.3111888111888113
    },
    {
      "start": 665.224,
      "end": 667.944,
      "text": "所以网上一直有人在争论",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12793343155472367,
      "no_speech_prob": 1.2688380728043125e-11,
      "compression_ratio": 1.3928571428571428
    },
    {
      "start": 667.944,
      "end": 671.124,
      "text": "有的人说700万已经很多了",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12793343155472367,
      "no_speech_prob": 1.2688380728043125e-11,
      "compression_ratio": 1.3928571428571428
    },
    {
      "start": 671.124,
      "end": 674.664,
      "text": "也有的人说700万要养两个孩子",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12793343155472367,
      "no_speech_prob": 1.2688380728043125e-11,
      "compression_ratio": 1.3928571428571428
    },
    {
      "start": 674.664,
      "end": 677.104,
      "text": "还要还房贷真的很普通",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12793343155472367,
      "no_speech_prob": 1.2688380728043125e-11,
      "compression_ratio": 1.3928571428571428
    },
    {
      "start": 677.104,
      "end": 679.424,
      "text": "甚至有的时候觉得都不够",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12793343155472367,
      "no_speech_prob": 1.2688380728043125e-11,
      "compression_ratio": 1.3928571428571428
    },
    {
      "start": 679.424,
      "end": 683.004,
      "text": "其实我觉得这两种人说的都没有错",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12793343155472367,
      "no_speech_prob": 1.2688380728043125e-11,
      "compression_ratio": 1.3928571428571428
    },
    {
      "start": 683.004,
      "end": 685.764,
      "text": "因为他们说的根本不是同一种生活",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12793343155472367,
      "no_speech_prob": 1.2688380728043125e-11,
      "compression_ratio": 1.3928571428571428
    },
    {
      "start": 685.764,
      "end": 688.264,
      "text": "所以后来我越来越觉得",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12793343155472367,
      "no_speech_prob": 1.2688380728043125e-11,
      "compression_ratio": 1.3928571428571428
    },
    {
      "start": 688.264,
      "end": 690.004,
      "text": "收入只是一个数字",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12793343155472367,
      "no_speech_prob": 1.2688380728043125e-11,
      "compression_ratio": 1.3928571428571428
    },
    {
      "start": 690.004,
      "end": 691.744,
      "text": "真正决定生活品质的",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12793343155472367,
      "no_speech_prob": 1.2688380728043125e-11,
      "compression_ratio": 1.3928571428571428
    },
    {
      "start": 691.744,
      "end": 693.404,
      "text": "其实是你的家庭结构",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12793343155472367,
      "no_speech_prob": 1.2688380728043125e-11,
      "compression_ratio": 1.3928571428571428
    },
    {
      "start": 693.404,
      "end": 694.744,
      "text": "还有你的生活方式",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12793343155472367,
      "no_speech_prob": 1.2688380728043125e-11,
      "compression_ratio": 1.3928571428571428
    },
    {
      "start": 694.744,
      "end": 696.944,
      "text": "说到这儿呢",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12731781811781331,
      "no_speech_prob": 1.2662181199385447e-11,
      "compression_ratio": 1.3476702508960574
    },
    {
      "start": 696.944,
      "end": 699.224,
      "text": "我相信很多人都会想到另一个问题",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12731781811781331,
      "no_speech_prob": 1.2662181199385447e-11,
      "compression_ratio": 1.3476702508960574
    },
    {
      "start": 699.224,
      "end": 701.104,
      "text": "年收入700万",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12731781811781331,
      "no_speech_prob": 1.2662181199385447e-11,
      "compression_ratio": 1.3476702508960574
    },
    {
      "start": 701.104,
      "end": 702.724,
      "text": "在日本是不是可以买房",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12731781811781331,
      "no_speech_prob": 1.2662181199385447e-11,
      "compression_ratio": 1.3476702508960574
    },
    {
      "start": 702.724,
      "end": 705.844,
      "text": "答案当然是可以了",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12731781811781331,
      "no_speech_prob": 1.2662181199385447e-11,
      "compression_ratio": 1.3476702508960574
    },
    {
      "start": 705.844,
      "end": 707.004,
      "text": "事实上",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12731781811781331,
      "no_speech_prob": 1.2662181199385447e-11,
      "compression_ratio": 1.3476702508960574
    },
    {
      "start": 707.004,
      "end": 709.484,
      "text": "很多年收入700万到1000万的家庭",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12731781811781331,
      "no_speech_prob": 1.2662181199385447e-11,
      "compression_ratio": 1.3476702508960574
    },
    {
      "start": 709.484,
      "end": 711.324,
      "text": "都已经拥有自己的房子了",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12731781811781331,
      "no_speech_prob": 1.2662181199385447e-11,
      "compression_ratio": 1.3476702508960574
    },
    {
      "start": 711.324,
      "end": 713.004,
      "text": "不过在日本",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12731781811781331,
      "no_speech_prob": 1.2662181199385447e-11,
      "compression_ratio": 1.3476702508960574
    },
    {
      "start": 713.004,
      "end": 715.164,
      "text": "我觉得比起能不能买",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12731781811781331,
      "no_speech_prob": 1.2662181199385447e-11,
      "compression_ratio": 1.3476702508960574
    },
    {
      "start": 715.164,
      "end": 716.304,
      "text": "更重要的就是",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12731781811781331,
      "no_speech_prob": 1.2662181199385447e-11,
      "compression_ratio": 1.3476702508960574
    },
    {
      "start": 716.304,
      "end": 718.944,
      "text": "买了以后会不会影响你的生活",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12731781811781331,
      "no_speech_prob": 1.2662181199385447e-11,
      "compression_ratio": 1.3476702508960574
    },
    {
      "start": 718.944,
      "end": 721.804,
      "text": "因为银行愿意借给你多少钱",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12731781811781331,
      "no_speech_prob": 1.2662181199385447e-11,
      "compression_ratio": 1.3476702508960574
    },
    {
      "start": 721.804,
      "end": 723.844,
      "text": "和你真正适合借多少钱",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12731781811781331,
      "no_speech_prob": 1.2662181199385447e-11,
      "compression_ratio": 1.3476702508960574
    },
    {
      "start": 723.844,
      "end": 725.024,
      "text": "其实是两回事",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.0876681692648254,
      "no_speech_prob": 1.2175102939715465e-11,
      "compression_ratio": 1.3288590604026846
    },
    {
      "start": 725.024,
      "end": 727.724,
      "text": "很多人买房的时候都会先问",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.0876681692648254,
      "no_speech_prob": 1.2175102939715465e-11,
      "compression_ratio": 1.3288590604026846
    },
    {
      "start": 727.724,
      "end": 729.944,
      "text": "我最多可以买多少钱的房子",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.0876681692648254,
      "no_speech_prob": 1.2175102939715465e-11,
      "compression_ratio": 1.3288590604026846
    },
    {
      "start": 729.944,
      "end": 731.584,
      "text": "但如果是我",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.0876681692648254,
      "no_speech_prob": 1.2175102939715465e-11,
      "compression_ratio": 1.3288590604026846
    },
    {
      "start": 731.584,
      "end": 733.144,
      "text": "我反而会问自己一句",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.0876681692648254,
      "no_speech_prob": 1.2175102939715465e-11,
      "compression_ratio": 1.3288590604026846
    },
    {
      "start": 733.144,
      "end": 735.104,
      "text": "每个月还完房贷以后",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.0876681692648254,
      "no_speech_prob": 1.2175102939715465e-11,
      "compression_ratio": 1.3288590604026846
    },
    {
      "start": 735.104,
      "end": 736.884,
      "text": "你还能不能轻松的生活",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.0876681692648254,
      "no_speech_prob": 1.2175102939715465e-11,
      "compression_ratio": 1.3288590604026846
    },
    {
      "start": 736.884,
      "end": 738.484,
      "text": "还能不能继续存钱",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.0876681692648254,
      "no_speech_prob": 1.2175102939715465e-11,
      "compression_ratio": 1.3288590604026846
    },
    {
      "start": 738.484,
      "end": 741.744,
      "text": "我觉得这个比房子本身更重要",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.0876681692648254,
      "no_speech_prob": 1.2175102939715465e-11,
      "compression_ratio": 1.3288590604026846
    },
    {
      "start": 741.744,
      "end": 743.644,
      "text": "一般来说",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.0876681692648254,
      "no_speech_prob": 1.2175102939715465e-11,
      "compression_ratio": 1.3288590604026846
    },
    {
      "start": 743.644,
      "end": 746.304,
      "text": "如果每个月真正到手44万左右的话",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.0876681692648254,
      "no_speech_prob": 1.2175102939715465e-11,
      "compression_ratio": 1.3288590604026846
    },
    {
      "start": 746.304,
      "end": 748.184,
      "text": "那住房相关的费用",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.0876681692648254,
      "no_speech_prob": 1.2175102939715465e-11,
      "compression_ratio": 1.3288590604026846
    },
    {
      "start": 748.184,
      "end": 750.544,
      "text": "最好控制在11万到13万之间",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.0876681692648254,
      "no_speech_prob": 1.2175102939715465e-11,
      "compression_ratio": 1.3288590604026846
    },
    {
      "start": 750.544,
      "end": 753.024,
      "text": "这样生活压力会小很多",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.0876681692648254,
      "no_speech_prob": 1.2175102939715465e-11,
      "compression_ratio": 1.3288590604026846
    },
    {
      "start": 753.024,
      "end": 757.404,
      "text": "当然这里说的租房支出不只是房贷",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.09952095576695033,
      "no_speech_prob": 1.2365699610106251e-11,
      "compression_ratio": 1.303448275862069
    },
    {
      "start": 757.404,
      "end": 759.304,
      "text": "如果买的是公寓",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.09952095576695033,
      "no_speech_prob": 1.2365699610106251e-11,
      "compression_ratio": 1.303448275862069
    },
    {
      "start": 759.304,
      "end": 761.404,
      "text": "那管理费固定资产税",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.09952095576695033,
      "no_speech_prob": 1.2365699610106251e-11,
      "compression_ratio": 1.303448275862069
    },
    {
      "start": 761.404,
      "end": 762.964,
      "text": "这些都要一起算进去",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.09952095576695033,
      "no_speech_prob": 1.2365699610106251e-11,
      "compression_ratio": 1.303448275862069
    },
    {
      "start": 762.964,
      "end": 765.024,
      "text": "千万不要只看贷款金额",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.09952095576695033,
      "no_speech_prob": 1.2365699610106251e-11,
      "compression_ratio": 1.303448275862069
    },
    {
      "start": 765.024,
      "end": 768.724,
      "text": "另外在日本买房的话",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.09952095576695033,
      "no_speech_prob": 1.2365699610106251e-11,
      "compression_ratio": 1.303448275862069
    },
    {
      "start": 768.724,
      "end": 770.464,
      "text": "日本人还会特别重视一点",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.09952095576695033,
      "no_speech_prob": 1.2365699610106251e-11,
      "compression_ratio": 1.303448275862069
    },
    {
      "start": 770.464,
      "end": 772.864,
      "text": "就是这个房子以后好不好卖",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.09952095576695033,
      "no_speech_prob": 1.2365699610106251e-11,
      "compression_ratio": 1.303448275862069
    },
    {
      "start": 772.864,
      "end": 774.584,
      "text": "或者说好不好出租",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.09952095576695033,
      "no_speech_prob": 1.2365699610106251e-11,
      "compression_ratio": 1.303448275862069
    },
    {
      "start": 774.584,
      "end": 778.504,
      "text": "所以日本人通常会更关注交通是不是方便",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.09952095576695033,
      "no_speech_prob": 1.2365699610106251e-11,
      "compression_ratio": 1.303448275862069
    },
    {
      "start": 778.504,
      "end": 779.704,
      "text": "离车站远不远",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.09952095576695033,
      "no_speech_prob": 1.2365699610106251e-11,
      "compression_ratio": 1.303448275862069
    },
    {
      "start": 779.704,
      "end": 781.944,
      "text": "附近有没有持续的人口需求",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.09952095576695033,
      "no_speech_prob": 1.2365699610106251e-11,
      "compression_ratio": 1.303448275862069
    },
    {
      "start": 781.944,
      "end": 784.904,
      "text": "因为房子不仅仅是住的地方",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12131392491328252,
      "no_speech_prob": 1.1304060118511039e-11,
      "compression_ratio": 1.263157894736842
    },
    {
      "start": 784.904,
      "end": 786.544,
      "text": "对于很多家庭来说",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12131392491328252,
      "no_speech_prob": 1.1304060118511039e-11,
      "compression_ratio": 1.263157894736842
    },
    {
      "start": 786.544,
      "end": 788.564,
      "text": "它也是一笔很重要的资产",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12131392491328252,
      "no_speech_prob": 1.1304060118511039e-11,
      "compression_ratio": 1.263157894736842
    },
    {
      "start": 788.564,
      "end": 790.184,
      "text": "如果为了买房",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12131392491328252,
      "no_speech_prob": 1.1304060118511039e-11,
      "compression_ratio": 1.263157894736842
    },
    {
      "start": 790.184,
      "end": 792.244,
      "text": "把每个月的现金流压得太紧",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12131392491328252,
      "no_speech_prob": 1.1304060118511039e-11,
      "compression_ratio": 1.263157894736842
    },
    {
      "start": 792.244,
      "end": 794.124,
      "text": "那即使年收入700万",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12131392491328252,
      "no_speech_prob": 1.1304060118511039e-11,
      "compression_ratio": 1.263157894736842
    },
    {
      "start": 794.124,
      "end": 796.384,
      "text": "生活也一样会觉得很有压力",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12131392491328252,
      "no_speech_prob": 1.1304060118511039e-11,
      "compression_ratio": 1.263157894736842
    },
    {
      "start": 796.384,
      "end": 798.524,
      "text": "讲到这儿",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12131392491328252,
      "no_speech_prob": 1.1304060118511039e-11,
      "compression_ratio": 1.263157894736842
    },
    {
      "start": 798.524,
      "end": 800.524,
      "text": "我们再回到今天最开始的问题",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12131392491328252,
      "no_speech_prob": 1.1304060118511039e-11,
      "compression_ratio": 1.263157894736842
    },
    {
      "start": 800.524,
      "end": 803.284,
      "text": "在日本年收入700万",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12131392491328252,
      "no_speech_prob": 1.1304060118511039e-11,
      "compression_ratio": 1.263157894736842
    },
    {
      "start": 803.284,
      "end": 804.504,
      "text": "到底算不算高呢",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12131392491328252,
      "no_speech_prob": 1.1304060118511039e-11,
      "compression_ratio": 1.263157894736842
    },
    {
      "start": 804.504,
      "end": 806.924,
      "text": "如果只是看收入排名",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12131392491328252,
      "no_speech_prob": 1.1304060118511039e-11,
      "compression_ratio": 1.263157894736842
    },
    {
      "start": 806.924,
      "end": 807.964,
      "text": "当然算高",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12131392491328252,
      "no_speech_prob": 1.1304060118511039e-11,
      "compression_ratio": 1.263157894736842
    },
    {
      "start": 807.964,
      "end": 811.444,
      "text": "毕竟已经超过了大约84%的上班族",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.12131392491328252,
      "no_speech_prob": 1.1304060118511039e-11,
      "compression_ratio": 1.263157894736842
    },
    {
      "start": 811.444,
      "end": 813.944,
      "text": "但是做完这一期以后",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11356000697359125,
      "no_speech_prob": 1.1937070255874094e-11,
      "compression_ratio": 1.332167832167832
    },
    {
      "start": 813.944,
      "end": 815.984,
      "text": "我自己的感觉反而更深了一点",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11356000697359125,
      "no_speech_prob": 1.1937070255874094e-11,
      "compression_ratio": 1.332167832167832
    },
    {
      "start": 815.984,
      "end": 820.504,
      "text": "700万真正带来的可能并不是一种有钱的感觉",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11356000697359125,
      "no_speech_prob": 1.1937070255874094e-11,
      "compression_ratio": 1.332167832167832
    },
    {
      "start": 820.504,
      "end": 823.204,
      "text": "而是让你看是有能力为未来做选择",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11356000697359125,
      "no_speech_prob": 1.1937070255874094e-11,
      "compression_ratio": 1.332167832167832
    },
    {
      "start": 823.204,
      "end": 826.844,
      "text": "很多收入很高的人生活其实都很普通",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11356000697359125,
      "no_speech_prob": 1.1937070255874094e-11,
      "compression_ratio": 1.332167832167832
    },
    {
      "start": 826.844,
      "end": 829.784,
      "text": "还是坐电车上下班",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11356000697359125,
      "no_speech_prob": 1.1937070255874094e-11,
      "compression_ratio": 1.332167832167832
    },
    {
      "start": 829.784,
      "end": 831.544,
      "text": "还是去逛普通的超市",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11356000697359125,
      "no_speech_prob": 1.1937070255874094e-11,
      "compression_ratio": 1.332167832167832
    },
    {
      "start": 831.544,
      "end": 834.004,
      "text": "真正的差别往往不是",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11356000697359125,
      "no_speech_prob": 1.1937070255874094e-11,
      "compression_ratio": 1.332167832167832
    },
    {
      "start": 834.004,
      "end": 835.724,
      "text": "他们今天花了多少钱",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11356000697359125,
      "no_speech_prob": 1.1937070255874094e-11,
      "compression_ratio": 1.332167832167832
    },
    {
      "start": 835.724,
      "end": 838.184,
      "text": "而是有没有一直把收入留下来",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11356000697359125,
      "no_speech_prob": 1.1937070255874094e-11,
      "compression_ratio": 1.332167832167832
    },
    {
      "start": 838.184,
      "end": 839.464,
      "text": "慢慢的变成资产",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11356000697359125,
      "no_speech_prob": 1.1937070255874094e-11,
      "compression_ratio": 1.332167832167832
    },
    {
      "start": 839.464,
      "end": 842.504,
      "text": "所以收入决定今天",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11211484366089758,
      "no_speech_prob": 1.1793556582706533e-11,
      "compression_ratio": 1.369047619047619
    },
    {
      "start": 842.504,
      "end": 843.904,
      "text": "资产决定未来",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11211484366089758,
      "no_speech_prob": 1.1793556582706533e-11,
      "compression_ratio": 1.369047619047619
    },
    {
      "start": 843.904,
      "end": 846.604,
      "text": "700万当然是一份不错的收入",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11211484366089758,
      "no_speech_prob": 1.1793556582706533e-11,
      "compression_ratio": 1.369047619047619
    },
    {
      "start": 846.604,
      "end": 849.404,
      "text": "但真正决定十年以后生活差距的",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11211484366089758,
      "no_speech_prob": 1.1793556582706533e-11,
      "compression_ratio": 1.369047619047619
    },
    {
      "start": 849.404,
      "end": 850.984,
      "text": "不是700万这个数字",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11211484366089758,
      "no_speech_prob": 1.1793556582706533e-11,
      "compression_ratio": 1.369047619047619
    },
    {
      "start": 850.984,
      "end": 852.944,
      "text": "而是你怎么使用这700万",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11211484366089758,
      "no_speech_prob": 1.1793556582706533e-11,
      "compression_ratio": 1.369047619047619
    },
    {
      "start": 852.944,
      "end": 855.464,
      "text": "希望今天这一期视频",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11211484366089758,
      "no_speech_prob": 1.1793556582706533e-11,
      "compression_ratio": 1.369047619047619
    },
    {
      "start": 855.464,
      "end": 856.604,
      "text": "除了让大家知道",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11211484366089758,
      "no_speech_prob": 1.1793556582706533e-11,
      "compression_ratio": 1.369047619047619
    },
    {
      "start": 856.604,
      "end": 858.504,
      "text": "700万在日本属于什么水平",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11211484366089758,
      "no_speech_prob": 1.1793556582706533e-11,
      "compression_ratio": 1.369047619047619
    },
    {
      "start": 858.504,
      "end": 860.224,
      "text": "也希望能帮助大家",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11211484366089758,
      "no_speech_prob": 1.1793556582706533e-11,
      "compression_ratio": 1.369047619047619
    },
    {
      "start": 860.224,
      "end": 861.344,
      "text": "更真实地理解",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11211484366089758,
      "no_speech_prob": 1.1793556582706533e-11,
      "compression_ratio": 1.369047619047619
    },
    {
      "start": 861.344,
      "end": 862.384,
      "text": "日本人的收入",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11211484366089758,
      "no_speech_prob": 1.1793556582706533e-11,
      "compression_ratio": 1.369047619047619
    },
    {
      "start": 862.384,
      "end": 863.564,
      "text": "生活和财富",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11211484366089758,
      "no_speech_prob": 1.1793556582706533e-11,
      "compression_ratio": 1.369047619047619
    },
    {
      "start": 863.564,
      "end": 865.324,
      "text": "下期见",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11211484366089758,
      "no_speech_prob": 1.1793556582706533e-11,
      "compression_ratio": 1.369047619047619
    },
    {
      "start": 865.324,
      "end": 865.844,
      "text": "拜拜",
      "chunk": 1,
      "language": "zh",
      "avg_logprob": -0.11211484366089758,
      "no_speech_prob": 1.1793556582706533e-11,
      "compression_ratio": 1.369047619047619
    }
  ],
  "segmented_transcription": {
    "status": "SEGMENTED_TRANSCRIPT_OK",
    "created_at": "2026-08-11T12:07:16",
    "manifest": "/Users/sagawa/AI_WORK/video_notes/url/20260811_120644__年收入700万很高吗_在日本超过多少人_税后到手其实没想象中多_看看你在日本属于哪个收入层_日本收入/segmented_work/chunk_manifest.json",
    "audio": "/Users/sagawa/AI_WORK/video_notes/url/20260811_120644__年收入700万很高吗_在日本超过多少人_税后到手其实没想象中多_看看你在日本属于哪个收入层_日本收入/audio_16k_mono.wav",
    "audio_sha256": "da5cb0e981840d1809be159308c0270ecad711534c9ed04cd96385602be5a83d",
    "audio_duration": 866.870563,
    "model": "mlx-community/whisper-large-v3-turbo",
    "language_hint": "zh",
    "condition_on_previous_text": false,
    "chunk_count": 2,
    "resumed_chunks": 0,
    "merged_segment_count": 357,
    "final_segment_end": 865.844,
    "global_repeat_run": 1,
    "global_repeat_text": "大家好,我是丹丹。最近經常有人說,現在日本物價越來越高,日元也不像以前那麼值錢了。就算年收入700萬,好像也沒有大家想像中的那麼富裕。但是也有人覺得,700萬已經超過了很多日本上班族,怎麼可能不算高收入呢?那到底誰說的才對呢?今天我們就結合日本的官方數據,一起來看一看,年收入700萬在日本到底屬於什麼水平。",
    "tail_repeat_run": 1,
    "tail_repeat_text": "到底算不算高呢",
    "hallucination_region_count": 0,
    "hallucination_regions": [],
    "qc_ok": true,
    "qc_errors": []
  }
}